bailiff's scammers

County Court Bailiff Scams-Garages Beware !

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County Court Bailiff Scams

County Court Bailiff Scams

I was completely drained by the end of this horrific scam attempt. Some days I think that I am getting too old for this sort of thing, and this would be one of those days. So, it’s now the day after, and I am composed enough to write this blog post. So, to warn other garage owners and businesses about our own lucky escape. It started after lunch with a phone call from my Halifax Autocentre manager, Debby.

Deb was a little shocked at the phone call that she had just received. Just like any rational person would! was panicking about the situation. So, the caller stated that he was from a company of bailiffs and was about to send his staff in to recover goods to the value of an outstanding debt. just over £3000! He left Deb’s name and number to call for more information. I proceeded to call the number immediately. I was told that it was for a debt dating back to 2017 from a company handling Google AdWords. At this stage, I won’t mention any names! But we will be pleased to help others in the event of an attempt to a similar fraud against them.

Website looked genuine.

Somehow the scammers had the name of my wife, which was used as their original contact with the Google AdWords company. My wife is a very clever lady and insisted that no such deal had been struck under any circumstances. I’ll admit that I was genuinely flapping at this point and didn’t know where to turn.

However, I made another phone call to the scammer, who claimed to be from the bailiffs. So, this time the guy was very polite and offered me a way out of the problem. Eventually, he gave me the phone number and case number of a guy professing to be a member of the Northampton County Court Bailiffs staff.

The guy was very helpful and also sounded genuine. However, things did not seem to stack up. My wife and Deb began a little digging, and they were now suspicious about the information we had been given. The court person was very polite and said that to stop the bailiffs from entering the garage premises, we could pay the court £2330, and this would then go to a local tribunal in our own  area of  Halifax.

My main concern was that he said he’d send me the information on how to pay the money online and the bailiffs would be stopped! Meanwhile, it was looking like this was a scam as my wife and Deb dug out more information.

It turned out that the scammers were using genuine names of officials

Even the phone numbers that were used were false but appeared genuine. Also, the names they used were those of genuine court and bailiff officials. As a company, we at Pellon Autocentre have a 100% clean record and have never failed to pay anyone for anything . I think now that that could be why we were targeted. The scammers knew that we would panic and possibly pay the money over the phone.

However, because of the digging done by Deb and my wife, we were saved from falling for this very clever scam. I am writing this post the following day and have since recovered from the shock! I’m ready to see what else being in business in 2021 can throw at me and the family business.

A great explanation as to why this is happening and what you should do can be found on this blog post  https://www.burnetts.co.uk/blog/dont-fall-to-a-bailiff-or-enforcement-officer-scam

More garages Caught out by this scam

Since I wrote this post, the scammers have not given up trying. According to this edition of “Garage Wire,” the scammers are still targeting garages! Of course, they pretend to be “county court” bailiffs and threaten to come and remove some property if you don’t pay an amount over the phone. So if you know that you are in the clear and innocent of any wrongdoing, just put the phone down and ignore them. 

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Electric Vehicle Technician Shortage- Why would we want to change?

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Electric Vehicle Technician Shortage

Electric Vehicle Technician Shortage

So, there is no doubt in my mind that  the EV “electric cars” are going to be a threat to the sustainability of the garage trade as it is. Therefore it does not surprise me that technicians are not taking up the “so called” electric car revolution. In my humble opinion the transition to EV,s is at too faster a pace for both garages and more importantly the car owning public.

As a garage owner for almost all my life, then I am forever asking customers and suppliers for their opinion. Many of my customers dont really have an opinion and just think that EV,s will be part of the future car market. Well this is happening now! Consequently , then I am seeing more of the dreaded things driving about. Particularly the Tesla models.

In my opinion these cars are becoming the new rich mans car! The guys that drive them are the old Jaguar and BMW owners. Generally wealthy business men who want to show off their new toy.

However what they tell us about the percentage of new cars that are electric is calculated in a very low car sales period. So, making the actual EV sales figures  look good.

Looking out of my window

When I look out of my office window in Halifax, then all I see is row after row of “Victorian” terrace houses. With the roads stacked out with the house owners family cars. Typical of many Northern towns and cities. Even with the most vivid imagination, then I cannot see how all the people are going to charge their electric cars. Many of my customers in this Northern town are young first time car owners. Many families now have three cars per family. Say the dad and mum and at least one sibling will be an affordable car owner. I say affordable, because these car owners buy a car to suite their pocket.

So, second and third hand smaller cars are the norm. Electric cars are a million years away from these people. These cars fit into the very old infrastructure that these vehicles have to drive about in.

I could go on and on about this idiotic target that our government has given us for the giant changes that would be required for electric cars. Finally we are  finding difficulty in finding suitable staff to repair the conventional cars here in Halifax. So Electric cars ?

Latest SMMT data shows that EV sales represented 23 per cent of the new vehicle market in May but analysis by the Institute of the Motor Industry (IMI) suggests that by the end of 2020

Source: EV technician shortage “must be addressed” urgently, IMI warns

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Garages Card Scam targeted- By ‘card not present’ tyre scam, IGA warns

Garages Card Scam targeted

Garages Card Scam targeted

Unfortunately, garages and car service centres have always been a target for different types of scams. Including this particular scam by using stolen credit cards over the phone. So here at Pellon Tyre and Autocentre in Halifax we try to be as switched on as possible. Only recently we received a phone order for a set of four expensive tyres. Fortunately, we could “smell a rat”. The caller wanted the tyres to be collected by a friend.

Suspiciously, then we would not let tyres go anywhere. People are always trying this sort of thing and I am sure that they make a living out of it. Another type of fraud that is on the rise is the “chargeback scam”. People order goods usually online. The address used for the delivery is usually some empty property in a city centre. The fraudsters hope that the couriers will leave the goods with a neighbour. So a few weeks later they will inform the credit card company that they have not received the goods. A charge back is then issued to the out of pocket supplier.

Nearly taken for £2000 !

In fact this almost happened to us a few months ago! Our batteriesontheweb.co.uk web site received a very nice order for six very large Varta AGM truck  batteries. So, the order was just under the £2000 mark. Consequently, I decided that we should deliver these batteries on our own transport. Indeed I decided to delivery these very heavy truck batteries myself.

The address was in a district of Birmingham, Britains second city. so, I remember thinking whether or not there would be somebody at the other end to help me unload these very heavy batteries. It is important to realise that these batteries weigh as much as 65 kg ! Very heavy for one man to lift.

The journey was a good one. However I was shocked to find that the address was to an empty semi detached house. In other words this delivery had the makings of a scam. So as to double check then I parked my van and had a walk up to the house. The property was empty with some old lace curtains up at the windows. For this reason, I decided to quickly turn around an headed back home.

Charge back issued

Luckily, I decided to deliver the batteries myself. Sometimes we will send out the batteries on a pallet. This could have ended up very expensive for us! Especially, if the pallet had been left at the premises. So, after calling my wife and explaining the situation I arrive back in Halifax with the batteries. Sure enough the scammers received a charge back from the card company.

In the past we have been victims of this type of fraud. Consequently we have learned important lessons and in this case we minimised our losses. The lesson is that if it is “too good to be true” then it probably will be and stay clear it will be a scam.

Scammers are continuing to target garages with a widely-used ‘card not present’ method where tyres are purchased over the phone using stolen card details before being collected and payment reversed by the card company, the

Source: Garages still being targeted by ‘card not present’ tyre scam, IGA warns – Garagewire

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Pellon Tyres Battling On

Pellon Tyres Battling On

Pellon Tyres Battling On

By 2022, we are still making progress. The direction of the business world is toward massive conglomerates. the little guys getting more and further behind.

Recently, the enormous Halfords acquired “National Tyres”, which have hundreds of locations.

No matter how challenging, we must continue to fight to maintain our market share for tyres. Of course, in the local Halifax, United Kingdom, area. We at Pellon Tyres have a strong local and national web presence. I think we are keeping up with the best of the rest as a result of this. Sales are brisk, and we might finally be in for a cold and snowy winter. Cold winters provide a good opportunity for a smaller tyre company to secure a winter tyre sale. I believe that we are quicker to respond to our customers’ needs.

Another advantage of the colder weather will be the increase in our battery sales. Battery sales will double as the temperature falls below freezing. This is where our customers benefit from buying from the big boys. We do not charge for installing a battery purchased from us. A certain large competitor actually charges a fee for fitting the battery! So you know where to come when you need a new battery ?

When it snows, the winter tyre market becomes active. Consequently, daily sales inquiries may treble with the forecasted snowfall. This is the situation as I am writing this post. The UK could be in for a white Christmas. This means winter tyre sales and a chance for us to make some extra sales. The British economy is currently suffering a great deal. The cost of gasoline and heating is over the top, and inflation is considerable. However, I believe that this is where we outperform our more powerful competitors.

We can make speedy cost saving decisions

So, as a small business, we can better control costs and make quick, accurate judgments regarding business costs thanks to our hands-on approach. Once we have a better handle on our costs, we can set fair prices for our customers who are short on cash. Heating and lighting costs have been steadily rising in the past few years. So, this gave me the chance to reduce our costs by making our electric system more efficient.

Conclusively, this meant  a total rewire of the premises. I am convinced that the old system was leaking power and expensive to run. At the same time as all our light fitting’s were replaced we replaced all our lights with LED lighting. Thus helping to reduce any further rise in electric charges.

This is just a small part of running a small business! It must be a constant battle against rising costs. So, not only when we hear the shocking news about how bad the economy is and how we must all tighten our belts to stay afloat, As a business owner, this must be part of the job. Keeping up and updating your machinery should also be a priority.

In normal economic times, the buyer has the upper hand. So if you want to replace an older piece of equipment, then you will have the upper hand in buying at the right price. Don’t wait for a recession to see monthly price increases caused by inflation. Keep your machinery up to date, including office machines such  as computers and the latest software.

This advice is on how to keep your business fit and be ready for a battle with the bigger competitors in your niche. especially when there is an economic crisis to battle against. Costs are always under your control as a business owner.

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Electric Classic Mini-British firm launches classic Mini electrification kit

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Electric Classic Mini

Electric Classic Mini

So, as a guy who has owned three of these fabulous little cars in the past, then this development excites me! As a garage owner who has spent the past forty odd years repairing and servicing conventional cars and vans. Then I am not a fan of Electrical car developments (EV’s). Because I think that the EV’s are going to be a threat to our very existence.

However, I must admit that the this little red classic mini looks great. So, and will be an eye opener to millions of older people who were previous owners. Also the very thought of the power that this electric conversion will have gives my skin the bumps. However , it is still a rich mans toy and beyond the means of most people. Including myself!

Although I might add that these people are selling an electrification kit, complete with a battery pack. This will inevitably bring down the price for the experienced DIY mechanics amongst us.

A complete electrification kit which will turn any classic Mini into an electric vehicle has been made available for enthusiasts, specialists and EV conversion businesses. Created in response to growing customer demand to electrify classic cars

Source: British firm launches classic Mini electrification kit – Garagewire

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Car Finance Check-Should you buy a car with outstanding finance?

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Car Finance Check

Car Finance Check

While it’s not uncommon for an automobile to have outstanding financing. So, we suggest that you only purchase a car once the outstanding finance is cleared.

It would help if you recognized a vehicle’s finance standing before purchasing. If you don’t know how to check the finance of the car! Please visit the link. In the case when a vehicle is having outstanding finance. Including, the individual in charge of the debt defaults on their financing. After you’ve acquired the vehicle, the finance provider can look to repossess it from you. Although you cannot acquire the loan of the borrower. hence, you would run the risk of going to the failure of the money spent on the car.

Dealers will typically not offer automobiles without they check if a vehicle are financed. Yet this cannot be guaranteed in all situations. Consequently, whether you are purchasing from a personal vendor or a dealership. Thus, it is essential to inspect a vehicle’s finance status.

If you find that while verifying if this car is on finance that the vehicle is still based on a financing contract, we advise that the seller works out the finance completely before you consent to buy the vehicle. Sometimes the seller may try to offer the vehicle to pay the outstanding financing. Yet, it is essential to note here that until the debt is resolved, the ownership of the automobile stays with the financing supplier as well as is not moved to you. Unless you understand as well as rely on the seller, it’s a high-risk procedure to accept to buy a car with finance outstanding.

What is outstanding money?

Outstanding money takes place when the previous proprietor still has money for paying on the vehicle but markets it out. In doing so, they fraudulently are offering the vehicle to another person and not declaring it on any documents or communications. If you are thinking about can you check if a car is on finance, don’t fret; you definitely can visit the given link.

How to inform if there is outstanding money on an automobile?

Before you buy a used vehicle, you ought to carry out a finance check, which will inform you if any cash is owed on the vehicle, as well as if it has ever been associated with a crash or if it’s stolen.

If you’re buying from a dealership, you can ask them that can you check if a car is on finance. The Car History Inspect checks the history of a vehicle as well as is hence a reliable way to prevent purchasing an auto with outstanding financing.

What to do if there is outstanding financing on a car?

  • Before buying an automobile:

So, if you uncover outstanding money as well as you have not yet purchased the automobile. Of course, you must consult the provided finance firm to comprehend whether the account has been resolved or if payments are due. Naturally, if money is still owed, you must ask the owner to fix the account before continuing with the sale. If you don’t know how to check finance on the car, you can visit the link.

  • After acquiring a car:

If you find out while checking is this car on finance that there is outstanding financing owed after acquiring the car, it will be more difficult to verify you have a lawful right to possessing the car. You will have to persuade the money business you are an innocent customer, which can be difficult. If unsuccessful, they can reclaim the vehicle.

Getting a check that is this car on finance is quick to do online with the Car Analytics Automobile History Check will provide a couple of details regarding the vehicle you intend to buy.

I’ve purchased an auto with outstanding financing; what should I know?

  • What does outstand money suggest?

While doing a finance check, you find if a pre-owned car has outstanding financing, it means that the finance company still owns the vehicle. The buyer has a hire purchase agreement in place that has not yet finished.

  • What is a Hire Purchase Agreement?

A Hire Purchase Arrangement allows the vehicle owner to pay either nothing or a fairly lower down payment to buy the car. After that, they will continue to pay the money as a fixed fee on a regular monthly basis until the hire purchase arrangement finishes.

When this occurs, the vehicle driver usually gets the option to trade the vehicle and start a new hire acquisition contract or purchase the present auto outright.

  • Why do I need to understand about Hire Purchase Agreements?

Until the hire purchase agreement expires, the motorist is properly selling out the auto. They have not bought it; the money business possesses it, which implies that the buyer has no authority to market it. If you are as lucky as to acquire a car in this circumstance, you do not own the vehicle you’ve spent for, even if you are provided documentation seemingly verifying that you do.

It will not take too much time before the financing business is notified as well as they act to impound the automobile or need that you pay off the outstanding money to stop them impounding it.

  • Is there outstanding financing on my auto?

If you’re uncertain, it’s better to know immediately. Inspecting if a car has outstanding financing is easy. Even if you have currently purchased the vehicle, as well as you’re concerned your vehicle has outstanding money on it, it remains in your interest to run a quick check.

If the car does have outstanding financing on it, it’s better to learn the terms than with a knock on the door from the cops. After being notified your auto has outstanding finance, you ought to contact an experienced lawyer right away.

So, before buying a car, please check for outstanding finance on the vehicle.

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Will Energy prices kill off the Electric Car?

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Will Energy prices kill off the Electric Car?

Will Energy prices kill off the Electric Car?

The rise of electric cars has been a long time coming. Initially started in big way by Tesla in the States. Now spreading to most car manufacturers across the world. The cost of batteries, charging infrastructure, and the emissions they produce have all been declining over time.

A recent report from Bloomberg New Energy Finance shows that electric cars are now cheaper than petrol or diesel cars in 41% of the USA. A recent study by the London School of Economics also suggests that electric cars will account for more than two-thirds of new car sales by 2030, The UK, s target for banning the sale of fossil fuel cars.

 However, the rise of electric cars comes with its own set of risks.

The cost of electricity is something that is constantly on the minds of electric car enthusiasts. Although in my opinion these vehicles are a new domain for the rich drivers in our towns and cities. Primarily, they are still expensive and unaffordable for the general public to buy.

For some people, it is the only reason they would consider purchasing an electric car. The cost of electricity is a major consideration for many people, but what about hydrogen cars? Hydrogen cars are powered by electricity and hydrogen.

Including a new type of engine coming out of Australia. This is a diesel engine that adds hydrogen to the fuel mixture. This engine is carbon neutral and ticks all the boxes for the everyday motorists who just want affordable cars without any fuss.

Thanks to the UK, s constant advertising campaigns.

Then the Electric cars have been one of the most popular vehicles on the market for the past several years. They are seen as environmentally friendly. However, electric car prices may soon start to rise, putting them at a disadvantage against their hydrogen and traditional gasoline-powered counterparts.

Electric cars have been around since the early 1900s. Firstly using the old lead acid batteries. With the addition of other battery technology such as Lithium, and Tesla they have been slowly gaining in popularity over the recent years.

With fuel prices constantly on the rise, many people are looking for alternative ways to run their vehicles. While electric cars have their disadvantages, such as the high price of electricity. In my opinion they could still be a successful option in the future. If the price of electricity continues to rise, many people will be turned off electric cars.

Therefore, Electric cars are in a race against time.

If the price of electricity continues to rise, electric cars will become too expensive to operate, and they may even be killed off. Right now, the price of electricity has doubled here in the UK. Of course the future looks grimmer still.

Unless the war in Russia ends prices of our fuel will rise even more. Until we can increase our own energy production it is expected to increase substantially, over time. This could kill off the electric car industry as we know it! Because electric cars require a lot of electricity to operate, combined with the high price and availability of “Cobalt” for the manufacture of Lithium Batteries.

 

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Company Vehicles-Choosing a Work Van

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Company Vehicles: Choosing a Work Van

Choosing a Work Van

A lot of businesses need to secure transportation in some form. The company vehicle of choice tends to be a van, simply because they are bigger and can obviously fit a lot more in them. Choosing to invest in a company van is a big deal; it will quickly become invaluable to the business.

It is also often a pretty sizable investment which is why you need to ensure that you have made the right choice. This is why we have put together the following whistle-stop tour through purchasing a new work van. So, let’s get into it. 

Buying New vs Second-hand 

One of the first things that you will need to consider when it comes to purchasing a work van is whether to buy a new van or to go for a second hand model. You need to come up with a budget to give you an idea of exactly how much you have to spend on your new vehicle.

Some businesses will not be able to afford to buy a van outright, regardless of whether it is new or second-hand. There are also other costs to consider, like insurance, fuel and taxing the vehicle too. Luckily, there are sites out there that can offer you advice and recommendations on low-cost ford transit custom vans

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The Vans Usage 

The next thing to consider when looking for a work vehicle is the demands on its usage. Think about your business; what will the van be used for in terms of traveling and transporting goods? Do you need to be able to accommodate passengers on the journeys?

There are a lot of commercial applications for vans, and the specificities of your business will help to inform the type of van that you need. It would also be beneficial to consider the distance that needs to be covered as well as the type of terrain encountered. Lastly, think about the weight that your van needs to hold. Overloading the vehicle is dangerous, so be sure to read the small print. 

Making Modifications

If you have to make a compromise when purchasing your work vehicle, you can make modifications if you need to. Stripping the van and rebuilding the interior to make it fit for purpose is still often cheaper than purchasing a new van. You can fit cages, modify the doors and seating arrangements, and fit locks and shelving as needed. If you are going to be housing expensive equipment in the van overnight, you might also want to fortify the safety features too.

Insurance

If you run a small business or if this is your first work vehicle, then you need to be aware of your legal obligations in terms of insuring it. Obviously, all vehicles legally need insurance in order to drive them in the UK.

However, there are separate insurance policies for personal and commercial vehicles, so you need to make sure that you have taken out the right policy; remember to be as honest as possible otherwise, you risk invalidating your insurance. 

To Conclude

Securing transportation for your business can really help you when it comes to fulfilling your business’s objectives and helping it to grow. There are a number of factors which will affect the type of transportation that you need. Including the specifics of the business and your budget, too, so be sure to keep those in mind. Sometimes it will be necessary to make compromises, although you can still modify the van to suit your needs, so that shouldn’t be a deal breaker for you.

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The Mechanic In Your Life- How To Select The Perfect Gift For

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The Mechanic In Your Life

The Mechanic In Your Life

Buying the perfect gift is a great way to show someone you care. A gift should show how well you know someone and what they like, dislike and need. For a mechanic, there are plenty of excellent, thoughtful and useful options you could buy that could help make their lives easier or simply bring them joy. 

Think carefully about what you choose to buy for the mechanic in your life. Consider what will be useful for their professional lives. It may be that you want to get them something they can use for their own car, too. Any tool, equipment or PPE should be of the highest quality and professional standards to ensure their safety.  

Tough Mobile Phone Case 

Working around cars or in garages can be a significant safety hazard for phones, with hard surfaces and hazardous materials all around. A great gift option for mechanics is a rugged phone case that will ensure their phones are protected while they work. There are plenty of options available, including shock absorbent, waterproof cases and ultra-tough screen protectors.  

Steel-Toed Boots 

Working around vehicles and in busy garages can present many hazards for a mechanic’s feet, meaning they need proper, quality protective footwear. Many mechanics choose steel-toed boots for their workplace footwear, so if your giftee has boots that look a little worse for wear, you could consider investing in a brand-new pair. Do your homework to find a suitable pair, ensuring they’re well made with quality materials and will last.  

Quality Working Gloves 

Mechanics have to work outdoors in all weather. Of course using their hands for often intricate and delicate work. Working gloves are crucial for protecting their hands. So ensuring they can work comfortably throughout the day, no matter the weather. Many mechanics use one pair of gloves for warmer weather and one for colder. So getting them a new set of gloves can be an excellent gift idea.  

Personalised Number Plates 

Most mechanics consider their own vehicles to be their pride and joy. They may put work into their vehicle to make it give the very best in performance. Whilst regularly wash and detail it to ensure it looks its very best. A personalised number plate can be the perfect finishing touch to make a car look and feel unique. Consider what kind of private number plate your mechanic might enjoy and look for quality options from reputable specialists like Regtransfers. 

Massage Sessions 

Mechanics spend most of their days on their feet or knees, bending over cars and carrying out heavy work. All of this can take a toll on their bodies, leaving them with aches and pains at the end of the day. If left untreated, these aches and pains can lead to more serious issues down the road, so giving the gift of massage can be an ideal option. Consider finding a local physio massage therapist who specialises in those who work manual jobs and buy a set of sessions for your gifted.  

Noise Cancelling Headphones 

Many mechanics work around loud noises all day long, meaning they need to take steps to protect their hearing. Noise-cancelling headphones can be ideal for this purpose, allowing mechanics to listen to their favourite music while blocking out the loud and dangerous sounds around them. There are many options available online. So be sure to research some quality options to suit your gifted.

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Essential Areas Every New Business Owner Needs To Focus On This Autumn

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Essential Areas Every New Business Owner Needs

Anyone who has ever launched their own automotive business will tell you that it very rarely feels like the perfect time to do it. No matter how carefully you prepare or how long you wait, there are always going to be some challenges that you did not expect. There will always be a lot of competition, and it will never feel like you have enough time or enough money to execute your launch exactly the way you want to.

However, it is fair to say that now is a more challenging time than most. While there are always going to be hurdles when you are launching your own company, the number of difficulties that businesses are facing right now, from energy costs to supply shortages, makes it even more vital that you are prepared for what is to come. Here are some of the most important things that you need to remember if you are launching a new garage business in the months ahead.

Market Research Never Stops

You will no doubt have done extensive market research. Excitingly, when you were first putting together your business proposal. You will have shown potential investors that you were well aware of the competition out there . Including and how you could create a niche for yourself.

However, this is not something that you can cross off your list permanently. With circumstances changing so quickly all the time, businesses will be pivoting sharply to find new solutions and new ideas. You need to be watching them carefully. So, to make sure that you don’t find yourself squeezed out of your corner of the market.

Budgeting Is Crucial

Most people who launch their own company have a pretty good head for numbers. You will have needed to do a lot of budgeting already to make sure that you have the financing that you need to launch. However, as the latest massive increase in energy costs has shown, the numbers are changing very quickly, and they are not heading in a good direction.

You need to start working on a cushion to carry your company through any tough patches. You should also brainstorm worst-case scenarios to see how feasible your solutions would be. It will be worth talking to an accountant about this. Of course, as the cost of having expert financial advice could be minimal compared to the alternative.

Your Digital Skills Need To Be Sharp

A lot has been made of the pivot to digital. But the way we do business has definitely changed a huge amount over the last couple of years. If you know that your digital skills could do with some brushing up. Then it is worth taking the time to work on this now. The good news is that there are plenty of software suites out there. Of course which have easy-to-follow tutorials.

For example, knowing how to convert files from PDF to Word using Adobe Acrobat Hence ,is the kind of thing that can save you a lot of time. If you have a contract that needs signing urgently. Consequently, you do not want to be rushing around trying to figure out how to do it. Take the time now to make a list of digital skills . Of course you might need and save yourself a lot of time and stress.

Make Sure You’re Covered With Insurance And Legal Advice

The last couple of years has shown us all how important good insurance can be for business owners. With the difficult months on the horizon, the last thing you want is to be left out of pocket following an injury, illness, or accident. Even being out of action for a couple of weeks is the kind of thing that could make life extremely tough. Look for good business insurance that can cover you in case something happens.

It should also give you some coverage in case of a client disagreement. If you have any doubts about your legal rights in that scenario, remember that it is always worth talking to a solicitor. Trying to represent yourself might seem like a cost-saving measure, but it is always better to use the expertise and experience of a professional.

Essential Areas Every New Business Owner Needs- Cybersecurity Is Still A Priority

It may have been lost in the news cycle recently, but cybercrime is still a serious issue both in the United Kingdom and overseas. With so many different responsibilities to juggle when launching a new company, cybersecurity is something that could be easy to overlook. But with experts predicting that this criminal activity is not going to go anywhere any time in the near future, you need to think about what measures you can take.

Your customers and clients will want to know that their money and personal information will be safe with you. Talk to a cybersecurity specialist about where your business could have weak security spots and pay for good software. It is always worth investing in quality security rather than running the risk of losing everything.